Trusted across the Australian mortgage industry

Commission reconciled. Your whole business, in one portal.

Less time. Superior results.

ASSIST Commission ingests lender files, matches every line to the right broker, and delivers compliant RCTIs automatically. It’s also where brokers run their business day to day — loan book, clients, and commission history, all in one portal.

Built for aggregators, banks, non-bank lenders, mortgage managers and the brokers who run their business on it.

Independently audited AICPA SOC 2 Sensiba SOC 2 Type 1
Latest news Live feed
Awards19 Aug 2026

Escientia named a finalist in the 2026 Australian Broking Awards

Read announcement
Partnership10 Jul 2026

outsource Financial adopts ASSIST Commission to power its broker network

Read press release
Partnership2026

FinSecure scales from boutique lender to franchise network on ASSIST’s Funder Edition

Read press release
Compliance18 May 2026

Escientia earns SOC 2 Type 1, giving partners audited proof of ASSIST’s security

Read press release
Platform2019 – Ongoing

ASSIST Commission scales past 6,000 brokers

See all news
Commission reconciliation · live Matching in progress
01 Lender file ingestedFormat recognised by SMART Mapper 2,406 lines
02 Matched to brokersUpfront, trail & split rules applied 2,406 lines
03 RCTIs generatedCompliant & ready to send 2,406 lines
04 Delivered to all partiesEmailing now
Exceptions flagged for review 0
Powering commission flows for
Purple Circle Financial Services WLTH Yellow Brick Road Home Loans Hejaz Financial Services My Local Broker Rate Money Vision Property & Finance Regional Australia Bank Custom Outsource Financial Specialist Finance Group
Escientia assist commission dashboard
The challenge

Spreadsheets weren’t built for thousands of brokers.

As broker networks grow, commission files get messier — different formats from every lender, manual matching, and RCTIs built by hand. Errors creep in, trust erodes, and finance teams spend their week reconciling instead of reporting.

Ingestion & matching

Drop in any lender file. ASSIST does the rest.

Powered by ASSIST’s SMART Mapper technology, the platform recognises any lender format on arrival, transposes it automatically, and matches every line against the right broker — no relabelling, reordering or copy-paste, and no waiting on a new format to be added.

  • SMART Mapper recognises any lender format automatically on upload
  • Wizard-driven exception handling for mismatches
  • Full audit trail from raw file to paid broker
Lender A · .csv
Lender B · .xlsx
Lender C · .txt
auto-transposed & matched
Loans matched this batch 2,406 / 2,406
RCTI delivery

Compliant RCTIs, generated and delivered automatically.

Once commissions are matched, ASSIST generates Recipient Created Tax Invoices against your business rules and emails them straight to every party in the referral or split arrangement — available for download at any time.

  • Upfront, trail and clawback rules built in
  • RCTIs emailed to all parties, instantly
  • Always available for download, end to end
RCTI#A-20441
Upfront commission$1,840.00
GST$184.00
Total payable$2,024.00
Visibility

One dashboard for the health of your whole channel.

Loan book value, average loan size, expiry risk, broker accreditation — ASSIST surfaces the reporting aggregators, lenders and mortgage managers need to run their business, not just their books.

  • Real-time loan book and expiry tracking
  • Broker accreditation and compliance monitoring
  • Data mining across balance, rate, expiry and type
ASSIST loan book dashboard showing total loan book value and loans added this month
Beyond commission

A portal brokers actually use to run their business.

ASSIST isn’t just where commission gets reconciled — it’s where brokers go for the post-settlement information they need day to day: their loan book, client and lender details, commission and payment history, and the early warning signs that protect a book of business. The same data aggregators, banks, non-bank lenders and mortgage managers rely on for oversight is available to the broker who earned it.

  • Full loan book and client portfolio, always current
  • Commission and RCTI history searchable in one place
  • Retention and expiry alerts across every lender
My loan book
$18.4M
▲ 6 settlements this month
Clients
214
portfolio view
Trail this month
$6,920
reconciled
Expiring (90d)
9
retention flagged
Built for every link in the chain

One platform, four sets of needs.

ASSIST Commission is built around how money and data actually move through the broking industry — not a generic workflow tool bent into shape.

Aggregators

Data mining, commission matching and full visibility across your entire broker network.

Lenders & Mortgage Managers

Define upfront, trail and clawback criteria once — ASSIST generates RCTIs against your rules.

Brokers

Your loan book, clients, commission history and RCTIs — everything you need to run your business, in one portal.

Referrers

Transparent split arrangements with RCTIs delivered automatically to every party involved.

Escientia’s ongoing support and communication simply feels like another internal department to Regional Australia Bank… the ASSIST Commission™ platform has become a key enabler of efficiency and scalability of our broker channel operations.
— Earl Emerson, Head of Broker and Regional Expansion, Regional Australia Bank Read full testimonial
ASSIST has been part of FinSecure’s growth since the beginning. As we’ve added branches and franchise partners across the country, the platform has kept pace with us rather than holding us back.
— Jarrod Felmingham, National Business Development Manager, FinSecure
For the last 12 months we’ve worked closely with our partner Escientia to implement the ASSIST commission platform — delivering not only an amazing commissions solution but business tools that let brokers manage their portfolio digitally at greater levels than ever before.
— Blake Buchanan, General Manager, Specialist Finance Group
Latest

News & announcements

What’s happening at Escientia and across the ASSIST platform.

6,000+
Brokers connected to the platform

Any
Lender format recognised via SMART Mapper

20M+
Commission lines processed

2019
ASSIST Commission launched


× Website Announcement

Escientia named a finalist in the 2026 Australian Broking Awards

Finalist — Technology Service Provider of the Year, 2026 Australian Broking Awards

We're thrilled to share that Escientia has been named a finalist for Technology Service Provider of the Year at the 2026 Australian Broking Awards, for its ASSIST Commission™ platform.

Presented by The Adviser, the Australian Broking Awards are one of the industry's most respected programs, recognising the brokers, businesses and technology providers shaping the future of Australian mortgage broking. Making the finalist list in the technology category is a real credit to the Escientia team, whose hard work goes into building a commission management and RCTI platform that aggregators, mortgage managers, banks, brokers and referrers can rely on.

Thank you to everyone who partners with us and pushes us to keep raising the bar — and to our team for the effort behind the scenes. Winners will be announced at the awards luncheon at Hyatt Regency Sydney on Friday, 28 August 2026, and we're looking forward to celebrating alongside the rest of the industry.

× For Immediate Release

outsource Financial Adopts ASSIST Commission Platform to Power its Broker Network

Escientia Pty Ltd, developer of the ASSIST Commission Platform, today announced that outsource Financial — one of Australia's largest independent mortgage aggregators — has adopted ASSIST as its commission management and RCTI delivery system. The deployment marks a significant step forward in outsource Financial's commitment to delivering operational excellence and technology-driven support to its growing network of brokers and referrers.

outsource Financial, co-founded, owned and managed by Tanya Sale (CEO) and Andrea Tassis (CFO), has built its reputation as a premium, independently owned aggregator focused on empowering brokers with the tools, support and flexibility they need to grow their businesses. As the network expanded, so did the complexity of managing commissions accurately and efficiently across a diverse mix of lenders, referrers, and business models.

Streamlining Commission Management Across the Network

The ASSIST Commission Platform provides outsource Financial with an end-to-end solution for processing, reconciling and distributing commissions — replacing legacy approaches that had simply not kept pace with the demands of a growing broker network, with streamlined, audit-ready processes. Compliant RCTI delivery automates Recipient Created Tax Invoice generation and distribution to brokers and referrers, ensuring ATO compliance without the administrative burden. Brokers and referrers across the network now have on-demand, real-time access to their commission statements, removing delays and uncertainty from payment cycles, and ASSIST accommodates outsource Financial's diverse broker and referrer business models, including professional services partners such as accountants, financial planners, and legal firms.

Since going live on ASSIST, the outsource Financial back-office team has reported a material reduction in time spent on commission queries, reconciliation, and statement preparation — freeing the team to focus on broker support and business development. Beyond operational efficiency, ASSIST has given outsource Financial a significantly richer view of its business, consolidating real-time insight across its entire loan book — including settlement volumes, trail commission movements, lender mix, and broker performance trends — with a level of clarity that was simply not possible before.

What It Means for Brokers: The ASSIST Commission Broker Portal

At the heart of the deployment is the ASSIST Broker Portal — a dedicated self-service environment that puts brokers firmly in control of their commission information, eliminating the back-and-forth between brokers and the aggregator back office that has traditionally consumed time on both sides. RCTIs are now generated and delivered automatically through the portal, with brokers receiving their tax invoices faster and able to download or archive them at any time. Brokers can log in and view a clear, itemised breakdown of their upfront and trail commissions at any time, with full visibility across lenders and loan books — no more waiting on month-end runs or emailed PDFs.

The portal has been designed with the broker in mind: a clean, intuitive interface means less time navigating the system and more time running their business, and because brokers now have direct access to their own data in real time, routine commission queries to the outsource Financial team have fallen significantly. ASSIST also gives brokers richer visibility over their settled loan book, helping them identify fixed-rate expiries, trail movements and client touchpoint opportunities, and to interrogate their loan book to segment clients by lender, product type or settlement date — turning their book into an active business development tool rather than a static record.

“At outsource Financial, we've always believed that empowering our brokers means giving them the tools and the team support to do their best work. ASSIST has taken a real weight off our back office — the time we used to spend on commission reconciliations and RCTI processing is time we're now putting back into our people and our broker relationships. That's where it matters. Our brokers work hard for their clients, and they deserve a platform that works just as hard behind the scenes for them. We're genuinely excited about what this means for our network going forward.”

— Andrea Tassis, CFO, outsource Financial

“Welcoming outsource Financial to the ASSIST platform is a genuine highlight for our team. Tanya, Andrea and the outsource Financial group are widely regarded as one of the most professional and broker-focused organisations in the Australian aggregation space, and that reputation is well earned. From day one, the engagement with their team has been exceptional — knowledgeable, collaborative, and committed to getting the best outcome for their broker network. Having a client of this calibre trust ASSIST to power their commission operations is something we take real pride in, and it drives us to keep raising the bar on what the platform can deliver.”

— Nick Nicolaou, CEO & Founder, Escientia Pty Ltd

About the Partnership

Escientia developed ASSIST specifically for the Australian mortgage broking industry, with deep understanding of aggregator operations, lender commission structures, and compliance obligations under ATO RCTI rules. outsource Financial's adoption of the platform reflects a shared commitment to putting brokers first. The ASSIST platform now supports a network of over 5,000 brokers across Australia, with clients including some of the largest mortgage aggregators alongside a broad range of mortgage managers and banks. The ASSIST platform is now available to aggregators, banks, mortgage managers, and referrer networks across Australia. For more information on how ASSIST can transform your commission operations, visit escientia.com.au or contact the Escientia team directly.

About outsource Financial

outsource Financial is an award-winning national mortgage aggregator group, co-founded, owned and led by Tanya Sale (CEO) and Andrea Tassis (CFO). The group delivers a premium offering to brokers and referrers across a variety of business models, and remains one of the largest independently owned aggregators in Australia. outsource Financial is a multi-award-winning and globally recognised company, holding a strong track record of broker-first innovation.

About Escientia Pty Ltd

Escientia Pty Ltd (ABN 70 118 502 248) is an Australian fintech company and developer of the ASSIST Commission Platform — a SaaS commission management and RCTI delivery system purpose-built for the Australian mortgage broking industry. ASSIST serves aggregators, banks, mortgage managers, brokers and referrers, delivering less time and superior results™.

Media Contact: Escientia Pty Ltd · nick@escientia.com.au · http://www.escientia.com.au

× Media Release

Specialist Finance Group delivers new cutting-edge commissions and book-management tools

Australian national aggregator Specialist Finance Group (SFG) has launched its new commissions and book-management tool, SFGassist, enabling robust commissions capabilities and business-management tools for its members and businesses.

Partnering with Escientia after a thorough review process, SFG officially launched SFGassist in September to its entire network of 1,300+ brokers across the country.

“Systems are business critical for brokers, and we always look to develop our system capabilities to meet and exceed the expectations of our wonderful brokers. For the last 12 months, we have been working closely with our partner Escientia to implement the ASSIST Commission platform that delivers not only an amazing commissions solution but also embeds business tools enabling brokers to manage their portfolio digitally at greater levels than ever before.”

— Blake Buchanan, General Manager, Specialist Finance Group

SFG highlights some capabilities of the new system: automated email alerts for greater book management including fixed-rate expiry and individual loan-size variations, gap analysis for run-off assessment, individual client tracking across multiple entities, income forecasting, and fully itemised payment-summary reports for commissions reporting to SFG brokers, teams and business partners. A powerful search function and rate-tracking feature lets brokers proactively engage clients with quality information for deeper conversations about their current situation.

“This partnership reinforces our position of providing our brokers the tools and systems of tomorrow, today.”

— Blake Buchanan, General Manager, Specialist Finance Group

Escientia is the developer of the ASSIST Commission™ platform. Since its release, ASSIST Commission™ has revolutionised the process of managing mortgage-broker commissions, delivering proven productivity gains to aggregators, funders, mortgage managers and brokers. Post loan settlement, the ASSIST Commission Aggregator Edition excels even further, empowering brokers with sophisticated data-mining capabilities to support their loan portfolio and client-engagement process.

“It's been an exciting time working with SFG to implement ASSIST Commission™. The SFG team's dedication to the project and broker channel has yielded significant innovation, benefiting SFG and the broker channel alike. We look forward to a long-term partnership with SFG — not only as a client but as a valuable contributor in the evolution of the ASSIST Commission™ platform.”

— Nick Nicolaou, Founder & CEO, Escientia

Media Contacts

Escientia — Nick Nicolaou, nick@esci.com.au, 0413 709 100
SFG — Blake Buchanan, blakeb@spfgroup.com.au, 0421 192 451

× For Immediate Release

Escientia Pty Ltd Announces Sponsorship of The Old Blokes Cancer Fundraiser

Escientia Pty Ltd, the developer of the ASSIST Commission SaaS platform and a leader in commission management solutions for the mortgage and lending industry, is proud to announce its sponsorship of The Old Blokes Cancer Fundraiser, supporting the Australian Cancer Research Foundation (ACRF).

The Old Blokes initiative, now in its latest edition, brings together a dedicated group of classic car enthusiasts who embark on a multi-day road trip across New South Wales and Victoria. Their mission: to raise awareness and vital funds for cancer research, supporting ACRF's work in advancing the prevention, detection, and treatment of all cancer types.

“Cancer has touched the lives of so many Australians, including our own families, friends, and colleagues. We are honoured to support The Old Blokes and the ACRF as they drive real progress toward a cancer-free future.”

— Nick Nicolaou, Founder, Escientia Pty Ltd

The 2025 Old Blokes journey kicks off on 30 April, with participants stopping in regional towns to engage local communities and encourage donations.

Since 1984, ACRF has awarded over $184 million in grants to visionary cancer research projects, including breakthroughs like the cervical cancer vaccine and initiatives for personalised cancer treatment and childhood cancer trials. Escientia's sponsorship will help ensure that ACRF continues to provide scientists with the technology and equipment needed to make life-saving discoveries.

Escientia Pty Ltd is committed to empowering communities and supporting causes that make a meaningful difference. By backing The Old Blokes Cancer Fundraiser, Escientia reaffirms its dedication to corporate social responsibility and to the health and wellbeing of Australians everywhere.

For more information about The Old Blokes Cancer Fundraiser or to make a donation, please visit the ACRF event page at donate.acrf.com.au/event/oldblokes/home.

About Escientia Pty Ltd

Escientia's ASSIST Commission SaaS platform delivers advanced commission and loan book management for brokers, lenders, mortgage managers, and aggregators — revolutionising the way financial professionals manage their portfolios.

About the Australian Cancer Research Foundation (ACRF)

ACRF funds world-class research into all types of cancer, providing large-scale grants to support bold and innovative projects that aim to improve cancer prevention, detection, and treatment for all Australians.

× For Immediate Release

FinSecure Scales its Franchise Network on ASSIST Commission, Funder Edition

When FinSecure first launched as a boutique mortgage manager for self-employed Australians, Escientia was there from day one — and as FinSecure has grown into a multi-branch franchise network spanning New South Wales, Victoria, Queensland and beyond, ASSIST has grown with it. The two companies today mark that ongoing partnership with FinSecure's continued use of ASSIST Commission, Funder Edition, purpose-built for funders managing commission across a franchise and broker network.

Unlike aggregators distributing trail across thousands of external brokers, funders like FinSecure carry a different commission structure: head office, franchise branches, in-house credit teams and referral partners all need to be paid accurately and on time, against FinSecure's own lending book. ASSIST's Funder Edition was shaped around exactly that structure — handling franchise splits, branch-level reporting, and referrer payments alongside FinSecure's standard commission and RCTI obligations.

Growing Together

FinSecure has expanded rapidly since its early days, now operating branches across Drummoyne, Sydney CBD, Ryde, Parramatta, Camberwell, Brisbane South and beyond, with new franchise territories opening across the ACT, Newcastle, Cairns, WA, SA and NT. As each new branch and franchise comes online, ASSIST scales with it — onboarding new cost centres and commission structures without disrupting what's already running.

“ASSIST has been part of FinSecure's growth since the beginning. As we've added branches and franchise partners across the country, the platform has kept pace with us rather than holding us back.”

— Jarrod Felmingham, National Business Development Manager, FinSecure

“FinSecure has been one of our longest-standing partners, and watching them grow from a boutique lender into a genuine franchise network has been a privilege to support. The Funder Edition is how we make sure mortgage managers, banks and non-bank lenders get a platform built around how they actually distribute commission — and FinSecure is a great example of what that looks like as a business scales.”

— Nick Nicolaou, CEO & Founder, Escientia Pty Ltd

About ASSIST Commission, Funder Edition

ASSIST Commission's Funder Edition is purpose-built for non-bank lenders and mortgage managers distributing commission across franchise branches, in-house teams and referral partners, alongside standard broker commission and RCTI obligations. It sits alongside the editions ASSIST offers for aggregators, forming one platform that serves the full breadth of the Australian mortgage broking industry.

About FinSecure

FinSecure is a boutique mortgage manager specialising in lending solutions for self-employed Australians, including alt-doc, construction, development and SMSF lending. Operating under Australian Credit Licence 526712, FinSecure is expanding its franchise network across New South Wales, Victoria, Queensland and new territories nationwide. For more information, visit finsecure.au.

About Escientia Pty Ltd

Escientia Pty Ltd (ABN 70 118 502 248) is an Australian fintech company and developer of the ASSIST Commission platform — a SaaS commission management and RCTI delivery system purpose-built for the Australian mortgage broking industry. ASSIST serves aggregators, banks, mortgage managers, brokers and referrers, delivering less time and superior results™.

Media Contact: Escientia Pty Ltd · http://www.escientia.com.au

× For Immediate Release

Escientia Earns SOC 2 Type 1 Attestation, Giving Lenders and Aggregators Audited Proof of ASSIST's Security

Security questionnaires can take weeks to clear before a new platform goes live. Escientia has just made that step faster for everyone evaluating ASSIST Commission: the company has achieved SOC 2 Type 1 attestation, independently assessed by Sensiba LLP, giving banks, aggregators and mortgage managers audited, third-party proof of the platform's security controls — not just Escientia's word for it.

Formally attested. Independently verified.

We are pleased to announce that Escientia has received SOC 2 Type 1 attestation for our ASSIST Commission platform. This attestation was independently assessed by Sensiba LLP, a leading CPA and advisory firm, in accordance with the American Institute of Certified Public Accountants' (AICPA) Trust Services Criteria covering Security, Availability, and Confidentiality.

The attestation provides formal, third-party verification that the design of the security controls underpinning the ASSIST Commission platform meets the rigorous standards set by the AICPA — giving clients, partners, and prospective customers audited evidence of Escientia's security posture.

“I'm incredibly proud of the entire Escientia team — this attestation is a direct reflection of their dedication, rigour, and commitment to doing things the right way. SOC 2 Type 1 gives our clients formal, independent evidence of what we have always been committed to: protecting the data they entrust to us with the rigour it deserves. This is not a new direction for us; it is independent confirmation of the security principles our team has built into ASSIST Commission from the ground up.”

— Nick Nicolaou, Founder & CEO, Escientia

For our clients and prospective customers across the finance industry, the attestation simplifies vendor security due diligence. Escientia's SOC 2 Type 1 report can be shared in lieu of lengthy security questionnaires and provides a standardised, internationally recognised basis for assessing the platform's security controls.

Escientia is now progressing toward SOC 2 Type 2 attestation, which evaluates the operational effectiveness of security controls over an extended period — building further on the foundation established by this Type 1 report.

Attestation Details

Attested entity: Escientia Pty Ltd
Platform in scope: ASSIST Commission
Report type: SOC 2 Type 1
Trust Services Criteria: Security · Availability · Confidentiality
Attested by: Sensiba LLP
Date of attestation: 28 April 2026

Clients and prospective partners wishing to request a copy of the SOC 2 report may contact Escientia at info@escientia.com.au.

About SOC 2 Type 1

A SOC 2 Type 1 report is an independent assessment, conducted by a licensed CPA firm, that evaluates whether an organisation's security controls are suitably designed at a specific point in time. Unlike self-reported compliance frameworks, SOC 2 requires an independent, licensed auditor to assess and formally opine on the design of controls against the AICPA's Trust Services Criteria. It is an attestation, not a certification — a distinction that reflects the rigour of the process.

About Escientia

Escientia is an Australian software company providing commission management solutions for the finance industry. Its flagship product, ASSIST Commission, streamlines the calculation, tracking, and reconciliation of broker commissions for aggregators, banks, mortgage managers and brokerages across Australia. For more information, visit escientia.com.au.

About Sensiba LLP

Sensiba LLP is a leading US-based CPA and advisory firm providing assurance, tax, and consulting services. Sensiba conducts SOC examinations in accordance with AICPA standards and serves a broad range of technology and service organisations. For more information, visit sensiba.com.

SOC 2® is a registered trademark of the American Institute of Certified Public Accountants. Attestation logos are used in accordance with Sensiba and AICPA logo use guidelines and may be used for up to 15 months from the date of the report.

× Privacy Policy

Escientia Pty Ltd — Privacy Policy

Escientia Pty Ltd (ABN 70 118 502 248, "Escientia", "we", "us") is committed to protecting the privacy of personal information we collect and handle in the course of providing the ASSIST Commission platform to aggregators, banks, mortgage managers, brokers and referrers across Australia. This policy explains what information we collect, how we use it, and the rights you have over it, in accordance with the Australian Privacy Principles under the Privacy Act 1988 (Cth).

What We Collect

We collect personal and business information necessary to provide ASSIST, including names, contact details, employer/aggregator affiliations, and commission, loan and transaction data submitted by our clients for processing, reconciliation and RCTI delivery. We also collect limited technical information (such as log-in activity and device information) to operate and secure the platform.

How We Use It

We use this information to deliver and support the ASSIST platform, calculate and reconcile commissions, generate RCTIs, communicate with clients and their authorised users, and meet our legal and regulatory obligations. We do not sell personal information to third parties.

Who We Share It With

Information is shared only with the client organisation to which it relates (e.g. the aggregator, bank or mortgage manager engaging Escientia), our service providers who support platform operation (such as hosting and infrastructure providers), and regulators or authorities where required by law.

Data Security

Escientia maintains a SOC 2 Type 1 attestation covering Security, Availability and Confidentiality, independently assessed by Sensiba LLP. We apply technical and organisational safeguards to protect personal information from misuse, loss and unauthorised access.

Your Rights

You may request access to, or correction of, personal information we hold about you. To make a request, or for any privacy-related question, contact us using the details below.

Contact Us

Escientia Pty Ltd
Email: info@escientia.com.au
Web: escientia.com.au

This policy is a working draft and will be reviewed and finalised by Escientia prior to publication. It does not yet constitute final legal advice or a complete statement of Escientia's privacy practices.

× For Immediate Release

outsource Financial Adopts ASSIST Commission Platform to Power its Broker Network

Escientia Pty Ltd, developer of the ASSIST Commission Platform, today announced that outsource Financial — one of Australia's largest independent mortgage aggregators — has adopted ASSIST as its commission management and RCTI delivery system. The deployment marks a significant step forward in outsource Financial's commitment to delivering operational excellence and technology-driven support to its growing network of brokers and referrers.

outsource Financial, co-founded, owned and managed by Tanya Sale (CEO) and Andrea Tassis (CFO), has built its reputation as a premium, independently owned aggregator focused on empowering brokers with the tools, support and flexibility they need to grow their businesses. As the network expanded, so did the complexity of managing commissions accurately and efficiently across a diverse mix of lenders, referrers, and business models.

Streamlining Commission Management Across the Network

The ASSIST Commission Platform provides outsource Financial with an end-to-end solution for processing, reconciling and distributing commissions — replacing legacy approaches that had simply not kept pace with the demands of a growing broker network, with streamlined, audit-ready processes. Compliant RCTI delivery automates Recipient Created Tax Invoice generation and distribution to brokers and referrers, ensuring ATO compliance without the administrative burden. Brokers and referrers across the network now have on-demand, real-time access to their commission statements, removing delays and uncertainty from payment cycles, and ASSIST accommodates outsource Financial's diverse broker and referrer business models, including professional services partners such as accountants, financial planners, and legal firms.

Since going live on ASSIST, the outsource Financial back-office team has reported a material reduction in time spent on commission queries, reconciliation, and statement preparation — freeing the team to focus on broker support and business development. Beyond operational efficiency, ASSIST has given outsource Financial a significantly richer view of its business, consolidating real-time insight across its entire loan book — including settlement volumes, trail commission movements, lender mix, and broker performance trends — with a level of clarity that was simply not possible before.

What It Means for Brokers: The ASSIST Commission Broker Portal

At the heart of the deployment is the ASSIST Broker Portal — a dedicated self-service environment that puts brokers firmly in control of their commission information, eliminating the back-and-forth between brokers and the aggregator back office that has traditionally consumed time on both sides. RCTIs are now generated and delivered automatically through the portal, with brokers receiving their tax invoices faster and able to download or archive them at any time. Brokers can log in and view a clear, itemised breakdown of their upfront and trail commissions at any time, with full visibility across lenders and loan books — no more waiting on month-end runs or emailed PDFs.

The portal has been designed with the broker in mind: a clean, intuitive interface means less time navigating the system and more time running their business, and because brokers now have direct access to their own data in real time, routine commission queries to the outsource Financial team have fallen significantly. ASSIST also gives brokers richer visibility over their settled loan book, helping them identify fixed-rate expiries, trail movements and client touchpoint opportunities, and to interrogate their loan book to segment clients by lender, product type or settlement date — turning their book into an active business development tool rather than a static record.

“At outsource Financial, we've always believed that empowering our brokers means giving them the tools and the team support to do their best work. ASSIST has taken a real weight off our back office — the time we used to spend on commission reconciliations and RCTI processing is time we're now putting back into our people and our broker relationships. That's where it matters. Our brokers work hard for their clients, and they deserve a platform that works just as hard behind the scenes for them. We're genuinely excited about what this means for our network going forward.”

— Andrea Tassis, CFO, outsource Financial

“Welcoming outsource Financial to the ASSIST platform is a genuine highlight for our team. Tanya, Andrea and the outsource Financial group are widely regarded as one of the most professional and broker-focused organisations in the Australian aggregation space, and that reputation is well earned. From day one, the engagement with their team has been exceptional — knowledgeable, collaborative, and committed to getting the best outcome for their broker network. Having a client of this calibre trust ASSIST to power their commission operations is something we take real pride in, and it drives us to keep raising the bar on what the platform can deliver.”

— Nick Nicolaou, CEO & Founder, Escientia Pty Ltd

About the Partnership

Escientia developed ASSIST specifically for the Australian mortgage broking industry, with deep understanding of aggregator operations, lender commission structures, and compliance obligations under ATO RCTI rules. outsource Financial's adoption of the platform reflects a shared commitment to putting brokers first. The ASSIST platform now supports a network of over 5,000 brokers across Australia, with clients including some of the largest mortgage aggregators alongside a broad range of mortgage managers and banks. The ASSIST platform is now available to aggregators, banks, mortgage managers, and referrer networks across Australia. For more information on how ASSIST can transform your commission operations, visit escientia.com.au or contact the Escientia team directly.

About outsource Financial

outsource Financial is an award-winning national mortgage aggregator group, co-founded, owned and led by Tanya Sale (CEO) and Andrea Tassis (CFO). The group delivers a premium offering to brokers and referrers across a variety of business models, and remains one of the largest independently owned aggregators in Australia. outsource Financial is a multi-award-winning and globally recognised company, holding a strong track record of broker-first innovation.

About Escientia Pty Ltd

Escientia Pty Ltd (ABN 70 118 502 248) is an Australian fintech company and developer of the ASSIST Commission Platform — a SaaS commission management and RCTI delivery system purpose-built for the Australian mortgage broking industry. ASSIST serves aggregators, banks, mortgage managers, brokers and referrers, delivering less time and superior results™.

Media Contact: Escientia Pty Ltd · nick@escientia.com.au · http://www.escientia.com.au

× Media Release

Specialist Finance Group delivers new cutting-edge commissions and book-management tools

Australian national aggregator Specialist Finance Group (SFG) has launched its new commissions and book-management tool, SFGassist, enabling robust commissions capabilities and business-management tools for its members and businesses.

Partnering with Escientia after a thorough review process, SFG officially launched SFGassist in September to its entire network of 1,300+ brokers across the country.

“Systems are business critical for brokers, and we always look to develop our system capabilities to meet and exceed the expectations of our wonderful brokers. For the last 12 months, we have been working closely with our partner Escientia to implement the ASSIST Commission platform that delivers not only an amazing commissions solution but also embeds business tools enabling brokers to manage their portfolio digitally at greater levels than ever before.”

— Blake Buchanan, General Manager, Specialist Finance Group

SFG highlights some capabilities of the new system: automated email alerts for greater book management including fixed-rate expiry and individual loan-size variations, gap analysis for run-off assessment, individual client tracking across multiple entities, income forecasting, and fully itemised payment-summary reports for commissions reporting to SFG brokers, teams and business partners. A powerful search function and rate-tracking feature lets brokers proactively engage clients with quality information for deeper conversations about their current situation.

“This partnership reinforces our position of providing our brokers the tools and systems of tomorrow, today.”

— Blake Buchanan, General Manager, Specialist Finance Group

Escientia is the developer of the ASSIST Commission™ platform. Since its release, ASSIST Commission™ has revolutionised the process of managing mortgage-broker commissions, delivering proven productivity gains to aggregators, funders, mortgage managers and brokers. Post loan settlement, the ASSIST Commission Aggregator Edition excels even further, empowering brokers with sophisticated data-mining capabilities to support their loan portfolio and client-engagement process.

“It's been an exciting time working with SFG to implement ASSIST Commission™. The SFG team's dedication to the project and broker channel has yielded significant innovation, benefiting SFG and the broker channel alike. We look forward to a long-term partnership with SFG — not only as a client but as a valuable contributor in the evolution of the ASSIST Commission™ platform.”

— Nick Nicolaou, Founder & CEO, Escientia

Media Contacts

Escientia — Nick Nicolaou, nick@esci.com.au, 0413 709 100
SFG — Blake Buchanan, blakeb@spfgroup.com.au, 0421 192 451

× For Immediate Release

Escientia Pty Ltd Announces Sponsorship of The Old Blokes Cancer Fundraiser

Escientia Pty Ltd, the developer of the ASSIST Commission SaaS platform and a leader in commission management solutions for the mortgage and lending industry, is proud to announce its sponsorship of The Old Blokes Cancer Fundraiser, supporting the Australian Cancer Research Foundation (ACRF).

The Old Blokes initiative, now in its latest edition, brings together a dedicated group of classic car enthusiasts who embark on a multi-day road trip across New South Wales and Victoria. Their mission: to raise awareness and vital funds for cancer research, supporting ACRF's work in advancing the prevention, detection, and treatment of all cancer types.

“Cancer has touched the lives of so many Australians, including our own families, friends, and colleagues. We are honoured to support The Old Blokes and the ACRF as they drive real progress toward a cancer-free future.”

— Nick Nicolaou, Founder, Escientia Pty Ltd

The 2025 Old Blokes journey kicks off on 30 April, with participants stopping in regional towns to engage local communities and encourage donations.

Since 1984, ACRF has awarded over $184 million in grants to visionary cancer research projects, including breakthroughs like the cervical cancer vaccine and initiatives for personalised cancer treatment and childhood cancer trials. Escientia's sponsorship will help ensure that ACRF continues to provide scientists with the technology and equipment needed to make life-saving discoveries.

Escientia Pty Ltd is committed to empowering communities and supporting causes that make a meaningful difference. By backing The Old Blokes Cancer Fundraiser, Escientia reaffirms its dedication to corporate social responsibility and to the health and wellbeing of Australians everywhere.

For more information about The Old Blokes Cancer Fundraiser or to make a donation, please visit the ACRF event page at donate.acrf.com.au/event/oldblokes/home.

About Escientia Pty Ltd

Escientia's ASSIST Commission SaaS platform delivers advanced commission and loan book management for brokers, lenders, mortgage managers, and aggregators — revolutionising the way financial professionals manage their portfolios.

About the Australian Cancer Research Foundation (ACRF)

ACRF funds world-class research into all types of cancer, providing large-scale grants to support bold and innovative projects that aim to improve cancer prevention, detection, and treatment for all Australians.

× For Immediate Release

FinSecure Scales its Franchise Network on ASSIST Commission, Funder Edition

When FinSecure first launched as a boutique mortgage manager for self-employed Australians, Escientia was there from day one — and as FinSecure has grown into a multi-branch franchise network spanning New South Wales, Victoria, Queensland and beyond, ASSIST has grown with it. The two companies today mark that ongoing partnership with FinSecure's continued use of ASSIST Commission, Funder Edition, purpose-built for funders managing commission across a franchise and broker network.

Unlike aggregators distributing trail across thousands of external brokers, funders like FinSecure carry a different commission structure: head office, franchise branches, in-house credit teams and referral partners all need to be paid accurately and on time, against FinSecure's own lending book. ASSIST's Funder Edition was shaped around exactly that structure — handling franchise splits, branch-level reporting, and referrer payments alongside FinSecure's standard commission and RCTI obligations.

Growing Together

FinSecure has expanded rapidly since its early days, now operating branches across Drummoyne, Sydney CBD, Ryde, Parramatta, Camberwell, Brisbane South and beyond, with new franchise territories opening across the ACT, Newcastle, Cairns, WA, SA and NT. As each new branch and franchise comes online, ASSIST scales with it — onboarding new cost centres and commission structures without disrupting what's already running.

“ASSIST has been part of FinSecure's growth since the beginning. As we've added branches and franchise partners across the country, the platform has kept pace with us rather than holding us back.”

— Jarrod Felmingham, National Business Development Manager, FinSecure

“FinSecure has been one of our longest-standing partners, and watching them grow from a boutique lender into a genuine franchise network has been a privilege to support. The Funder Edition is how we make sure mortgage managers, banks and non-bank lenders get a platform built around how they actually distribute commission — and FinSecure is a great example of what that looks like as a business scales.”

— Nick Nicolaou, CEO & Founder, Escientia Pty Ltd

About ASSIST Commission, Funder Edition

ASSIST Commission's Funder Edition is purpose-built for non-bank lenders and mortgage managers distributing commission across franchise branches, in-house teams and referral partners, alongside standard broker commission and RCTI obligations. It sits alongside the editions ASSIST offers for aggregators, forming one platform that serves the full breadth of the Australian mortgage broking industry.

About FinSecure

FinSecure is a boutique mortgage manager specialising in lending solutions for self-employed Australians, including alt-doc, construction, development and SMSF lending. Operating under Australian Credit Licence 526712, FinSecure is expanding its franchise network across New South Wales, Victoria, Queensland and new territories nationwide. For more information, visit finsecure.au.

About Escientia Pty Ltd

Escientia Pty Ltd (ABN 70 118 502 248) is an Australian fintech company and developer of the ASSIST Commission platform — a SaaS commission management and RCTI delivery system purpose-built for the Australian mortgage broking industry. ASSIST serves aggregators, banks, mortgage managers, brokers and referrers, delivering less time and superior results™.

Media Contact: Escientia Pty Ltd · http://www.escientia.com.au

× For Immediate Release

Escientia Earns SOC 2 Type 1 Attestation, Giving Lenders and Aggregators Audited Proof of ASSIST's Security

Security questionnaires can take weeks to clear before a new platform goes live. Escientia has just made that step faster for everyone evaluating ASSIST Commission: the company has achieved SOC 2 Type 1 attestation, independently assessed by Sensiba LLP, giving banks, aggregators and mortgage managers audited, third-party proof of the platform's security controls — not just Escientia's word for it.

Formally attested. Independently verified.

We are pleased to announce that Escientia has received SOC 2 Type 1 attestation for our ASSIST Commission platform. This attestation was independently assessed by Sensiba LLP, a leading CPA and advisory firm, in accordance with the American Institute of Certified Public Accountants' (AICPA) Trust Services Criteria covering Security, Availability, and Confidentiality.

The attestation provides formal, third-party verification that the design of the security controls underpinning the ASSIST Commission platform meets the rigorous standards set by the AICPA — giving clients, partners, and prospective customers audited evidence of Escientia's security posture.

“I'm incredibly proud of the entire Escientia team — this attestation is a direct reflection of their dedication, rigour, and commitment to doing things the right way. SOC 2 Type 1 gives our clients formal, independent evidence of what we have always been committed to: protecting the data they entrust to us with the rigour it deserves. This is not a new direction for us; it is independent confirmation of the security principles our team has built into ASSIST Commission from the ground up.”

— Nick Nicolaou, Founder & CEO, Escientia

For our clients and prospective customers across the finance industry, the attestation simplifies vendor security due diligence. Escientia's SOC 2 Type 1 report can be shared in lieu of lengthy security questionnaires and provides a standardised, internationally recognised basis for assessing the platform's security controls.

Escientia is now progressing toward SOC 2 Type 2 attestation, which evaluates the operational effectiveness of security controls over an extended period — building further on the foundation established by this Type 1 report.

Attestation Details

Attested entity: Escientia Pty Ltd
Platform in scope: ASSIST Commission
Report type: SOC 2 Type 1
Trust Services Criteria: Security · Availability · Confidentiality
Attested by: Sensiba LLP
Date of attestation: 28 April 2026

Clients and prospective partners wishing to request a copy of the SOC 2 report may contact Escientia at info@escientia.com.au.

About SOC 2 Type 1

A SOC 2 Type 1 report is an independent assessment, conducted by a licensed CPA firm, that evaluates whether an organisation's security controls are suitably designed at a specific point in time. Unlike self-reported compliance frameworks, SOC 2 requires an independent, licensed auditor to assess and formally opine on the design of controls against the AICPA's Trust Services Criteria. It is an attestation, not a certification — a distinction that reflects the rigour of the process.

About Escientia

Escientia is an Australian software company providing commission management solutions for the finance industry. Its flagship product, ASSIST Commission, streamlines the calculation, tracking, and reconciliation of broker commissions for aggregators, banks, mortgage managers and brokerages across Australia. For more information, visit escientia.com.au.

About Sensiba LLP

Sensiba LLP is a leading US-based CPA and advisory firm providing assurance, tax, and consulting services. Sensiba conducts SOC examinations in accordance with AICPA standards and serves a broad range of technology and service organisations. For more information, visit sensiba.com.

SOC 2® is a registered trademark of the American Institute of Certified Public Accountants. Attestation logos are used in accordance with Sensiba and AICPA logo use guidelines and may be used for up to 15 months from the date of the report.

× Privacy Policy

Escientia Pty Ltd — Privacy Policy

Escientia Pty Ltd (ABN 70 118 502 248, "Escientia", "we", "us") is committed to protecting the privacy of personal information we collect and handle in the course of providing the ASSIST Commission platform to aggregators, banks, mortgage managers, brokers and referrers across Australia. This policy explains what information we collect, how we use it, and the rights you have over it, in accordance with the Australian Privacy Principles under the Privacy Act 1988 (Cth).

What We Collect

We collect personal and business information necessary to provide ASSIST, including names, contact details, employer/aggregator affiliations, and commission, loan and transaction data submitted by our clients for processing, reconciliation and RCTI delivery. We also collect limited technical information (such as log-in activity and device information) to operate and secure the platform.

How We Use It

We use this information to deliver and support the ASSIST platform, calculate and reconcile commissions, generate RCTIs, communicate with clients and their authorised users, and meet our legal and regulatory obligations. We do not sell personal information to third parties.

Who We Share It With

Information is shared only with the client organisation to which it relates (e.g. the aggregator, bank or mortgage manager engaging Escientia), our service providers who support platform operation (such as hosting and infrastructure providers), and regulators or authorities where required by law.

Data Security

Escientia maintains a SOC 2 Type 1 attestation covering Security, Availability and Confidentiality, independently assessed by Sensiba LLP. We apply technical and organisational safeguards to protect personal information from misuse, loss and unauthorised access.

Your Rights

You may request access to, or correction of, personal information we hold about you. To make a request, or for any privacy-related question, contact us using the details below.

Contact Us

Escientia Pty Ltd
Email: info@escientia.com.au
Web: escientia.com.au

This policy is a working draft and will be reviewed and finalised by Escientia prior to publication. It does not yet constitute final legal advice or a complete statement of Escientia's privacy practices.

×
For Immediate Release

FinSecure Scales its Franchise Network on ASSIST Commission, Funder Edition

When FinSecure first launched as a boutique mortgage manager for self-employed Australians, Escientia was there from day one — and as FinSecure has grown into a multi-branch franchise network spanning New South Wales, Victoria, Queensland and beyond, ASSIST has grown with it. The two companies today mark that ongoing partnership with FinSecure's continued use of ASSIST Commission, Funder Edition, purpose-built for funders managing commission across a franchise and broker network.

Unlike aggregators distributing trail across thousands of external brokers, funders like FinSecure carry a different commission structure: head office, franchise branches, in-house credit teams and referral partners all need to be paid accurately and on time, against FinSecure's own lending book. ASSIST's Funder Edition was shaped around exactly that structure — handling franchise splits, branch-level reporting, and referrer payments alongside FinSecure's standard commission and RCTI obligations.

Growing Together

FinSecure has expanded rapidly since its early days, now operating branches across Drummoyne, Sydney CBD, Ryde, Parramatta, Camberwell, Brisbane South and beyond, with new franchise territories opening across the ACT, Newcastle, Cairns, WA, SA and NT. As each new branch and franchise comes online, ASSIST scales with it — onboarding new cost centres and commission structures without disrupting what's already running.

“ASSIST has been part of FinSecure's growth since the beginning. As we've added branches and franchise partners across the country, the platform has kept pace with us rather than holding us back.”

— Jarrod Felmingham, National Business Development Manager, FinSecure

“FinSecure has been one of our longest-standing partners, and watching them grow from a boutique lender into a genuine franchise network has been a privilege to support. The Funder Edition is how we make sure mortgage managers, banks and non-bank lenders get a platform built around how they actually distribute commission — and FinSecure is a great example of what that looks like as a business scales.”

— Nick Nicolaou, CEO & Founder, Escientia Pty Ltd

About ASSIST Commission, Funder Edition

ASSIST Commission's Funder Edition is purpose-built for non-bank lenders and mortgage managers distributing commission across franchise branches, in-house teams and referral partners, alongside standard broker commission and RCTI obligations. It sits alongside the editions ASSIST offers for aggregators, forming one platform that serves the full breadth of the Australian mortgage broking industry.

About FinSecure

FinSecure is a boutique mortgage manager specialising in lending solutions for self-employed Australians, including alt-doc, construction, development and SMSF lending. Operating under Australian Credit Licence 526712, FinSecure is expanding its franchise network across New South Wales, Victoria, Queensland and new territories nationwide. For more information, visit finsecure.au.

About Escientia Pty Ltd

Escientia Pty Ltd (ABN 70 118 502 248) is an Australian fintech company and developer of the ASSIST Commission platform — a SaaS commission management and RCTI delivery system purpose-built for the Australian mortgage broking industry. ASSIST serves aggregators, banks, mortgage managers, brokers and referrers, delivering less time and superior results™.

Media Contact: Escientia Pty Ltd · http://www.escientia.com.au

×
For Immediate Release

Escientia Earns SOC 2 Type 1 Attestation, Giving Lenders and Aggregators Audited Proof of ASSIST's Security

Security questionnaires can take weeks to clear before a new platform goes live. Escientia has just made that step faster for everyone evaluating ASSIST Commission: the company has achieved SOC 2 Type 1 attestation, independently assessed by Sensiba LLP, giving banks, aggregators and mortgage managers audited, third-party proof of the platform's security controls — not just Escientia's word for it.

Formally attested. Independently verified.

We are pleased to announce that Escientia has received SOC 2 Type 1 attestation for our ASSIST Commission platform. This attestation was independently assessed by Sensiba LLP, a leading CPA and advisory firm, in accordance with the American Institute of Certified Public Accountants' (AICPA) Trust Services Criteria covering Security, Availability, and Confidentiality.

The attestation provides formal, third-party verification that the design of the security controls underpinning the ASSIST Commission platform meets the rigorous standards set by the AICPA — giving clients, partners, and prospective customers audited evidence of Escientia's security posture.

“I'm incredibly proud of the entire Escientia team — this attestation is a direct reflection of their dedication, rigour, and commitment to doing things the right way. SOC 2 Type 1 gives our clients formal, independent evidence of what we have always been committed to: protecting the data they entrust to us with the rigour it deserves. This is not a new direction for us; it is independent confirmation of the security principles our team has built into ASSIST Commission from the ground up.”

— Nick Nicolaou, Founder & CEO, Escientia

For our clients and prospective customers across the finance industry, the attestation simplifies vendor security due diligence. Escientia's SOC 2 Type 1 report can be shared in lieu of lengthy security questionnaires and provides a standardised, internationally recognised basis for assessing the platform's security controls.

Escientia is now progressing toward SOC 2 Type 2 attestation, which evaluates the operational effectiveness of security controls over an extended period — building further on the foundation established by this Type 1 report.

Attestation Details

Attested entity: Escientia Pty Ltd
Platform in scope: ASSIST Commission
Report type: SOC 2 Type 1
Trust Services Criteria: Security · Availability · Confidentiality
Attested by: Sensiba LLP
Date of attestation: 28 April 2026

Clients and prospective partners wishing to request a copy of the SOC 2 report may contact Escientia at info@escientia.com.au.

About SOC 2 Type 1

A SOC 2 Type 1 report is an independent assessment, conducted by a licensed CPA firm, that evaluates whether an organisation's security controls are suitably designed at a specific point in time. Unlike self-reported compliance frameworks, SOC 2 requires an independent, licensed auditor to assess and formally opine on the design of controls against the AICPA's Trust Services Criteria. It is an attestation, not a certification — a distinction that reflects the rigour of the process.

About Escientia

Escientia is an Australian software company providing commission management solutions for the finance industry. Its flagship product, ASSIST Commission, streamlines the calculation, tracking, and reconciliation of broker commissions for aggregators, banks, mortgage managers and brokerages across Australia. For more information, visit escientia.com.au.

About Sensiba LLP

Sensiba LLP is a leading US-based CPA and advisory firm providing assurance, tax, and consulting services. Sensiba conducts SOC examinations in accordance with AICPA standards and serves a broad range of technology and service organisations. For more information, visit sensiba.com.

SOC 2® is a registered trademark of the American Institute of Certified Public Accountants. Attestation logos are used in accordance with Sensiba and AICPA logo use guidelines and may be used for up to 15 months from the date of the report.

×
Privacy Policy

Escientia Pty Ltd — Privacy Policy

Escientia Pty Ltd (ABN 70 118 502 248, "Escientia", "we", "us") is committed to protecting the privacy of personal information we collect and handle in the course of providing the ASSIST Commission platform to aggregators, banks, mortgage managers, brokers and referrers across Australia. This policy explains what information we collect, how we use it, and the rights you have over it, in accordance with the Australian Privacy Principles under the Privacy Act 1988 (Cth).

What We Collect

We collect personal and business information necessary to provide ASSIST, including names, contact details, employer/aggregator affiliations, and commission, loan and transaction data submitted by our clients for processing, reconciliation and RCTI delivery. We also collect limited technical information (such as log-in activity and device information) to operate and secure the platform.

How We Use It

We use this information to deliver and support the ASSIST platform, calculate and reconcile commissions, generate RCTIs, communicate with clients and their authorised users, and meet our legal and regulatory obligations. We do not sell personal information to third parties.

Who We Share It With

Information is shared only with the client organisation to which it relates (e.g. the aggregator, bank or mortgage manager engaging Escientia), our service providers who support platform operation (such as hosting and infrastructure providers), and regulators or authorities where required by law.

Data Security

Escientia maintains a SOC 2 Type 1 attestation covering Security, Availability and Confidentiality, independently assessed by Sensiba LLP. We apply technical and organisational safeguards to protect personal information from misuse, loss and unauthorised access.

Your Rights

You may request access to, or correction of, personal information we hold about you. To make a request, or for any privacy-related question, contact us using the details below.

Contact Us

Escientia Pty Ltd
Email: info@escientia.com.au
Web: escientia.com.au

This policy is a working draft and will be reviewed and finalised by Escientia prior to publication. It does not yet constitute final legal advice or a complete statement of Escientia's privacy practices.

× Media Release

Specialist Finance Group delivers new cutting-edge commissions and book-management tools

Australian national aggregator Specialist Finance Group (SFG) has launched its new commissions and book-management tool, SFGassist, enabling robust commissions capabilities and business-management tools for its members and businesses.

Partnering with Escientia after a thorough review process, SFG officially launched SFGassist in September to its entire network of 1,300+ brokers across the country.

“Systems are business critical for brokers, and we always look to develop our system capabilities to meet and exceed the expectations of our wonderful brokers. For the last 12 months, we have been working closely with our partner Escientia to implement the ASSIST Commission platform that delivers not only an amazing commissions solution but also embeds business tools enabling brokers to manage their portfolio digitally at greater levels than ever before.”

— Blake Buchanan, General Manager, Specialist Finance Group

SFG highlights some capabilities of the new system: automated email alerts for greater book management including fixed-rate expiry and individual loan-size variations, gap analysis for run-off assessment, individual client tracking across multiple entities, income forecasting, and fully itemised payment-summary reports for commissions reporting to SFG brokers, teams and business partners. A powerful search function and rate-tracking feature lets brokers proactively engage clients with quality information for deeper conversations about their current situation.

“This partnership reinforces our position of providing our brokers the tools and systems of tomorrow, today.”

— Blake Buchanan, General Manager, Specialist Finance Group

Escientia is the developer of the ASSIST Commission™ platform. Since its release, ASSIST Commission™ has revolutionised the process of managing mortgage-broker commissions, delivering proven productivity gains to aggregators, funders, mortgage managers and brokers. Post loan settlement, the ASSIST Commission Aggregator Edition excels even further, empowering brokers with sophisticated data-mining capabilities to support their loan portfolio and client-engagement process.

“It's been an exciting time working with SFG to implement ASSIST Commission™. The SFG team's dedication to the project and broker channel has yielded significant innovation, benefiting SFG and the broker channel alike. We look forward to a long-term partnership with SFG — not only as a client but as a valuable contributor in the evolution of the ASSIST Commission™ platform.”

— Nick Nicolaou, Founder & CEO, Escientia

Media Contacts

Escientia — Nick Nicolaou, nick@esci.com.au, 0413 709 100
SFG — Blake Buchanan, blakeb@spfgroup.com.au, 0421 192 451

× For Immediate Release

Escientia Pty Ltd Announces Sponsorship of The Old Blokes Cancer Fundraiser

Escientia Pty Ltd, the developer of the ASSIST Commission SaaS platform and a leader in commission management solutions for the mortgage and lending industry, is proud to announce its sponsorship of The Old Blokes Cancer Fundraiser, supporting the Australian Cancer Research Foundation (ACRF).

The Old Blokes initiative, now in its latest edition, brings together a dedicated group of classic car enthusiasts who embark on a multi-day road trip across New South Wales and Victoria. Their mission: to raise awareness and vital funds for cancer research, supporting ACRF's work in advancing the prevention, detection, and treatment of all cancer types.

“Cancer has touched the lives of so many Australians, including our own families, friends, and colleagues. We are honoured to support The Old Blokes and the ACRF as they drive real progress toward a cancer-free future.”

— Nick Nicolaou, Founder, Escientia Pty Ltd

The 2025 Old Blokes journey kicks off on 30 April, with participants stopping in regional towns to engage local communities and encourage donations.

Since 1984, ACRF has awarded over $184 million in grants to visionary cancer research projects, including breakthroughs like the cervical cancer vaccine and initiatives for personalised cancer treatment and childhood cancer trials. Escientia's sponsorship will help ensure that ACRF continues to provide scientists with the technology and equipment needed to make life-saving discoveries.

Escientia Pty Ltd is committed to empowering communities and supporting causes that make a meaningful difference. By backing The Old Blokes Cancer Fundraiser, Escientia reaffirms its dedication to corporate social responsibility and to the health and wellbeing of Australians everywhere.

For more information about The Old Blokes Cancer Fundraiser or to make a donation, please visit the ACRF event page at donate.acrf.com.au/event/oldblokes/home.

About Escientia Pty Ltd

Escientia's ASSIST Commission SaaS platform delivers advanced commission and loan book management for brokers, lenders, mortgage managers, and aggregators — revolutionising the way financial professionals manage their portfolios.

About the Australian Cancer Research Foundation (ACRF)

ACRF funds world-class research into all types of cancer, providing large-scale grants to support bold and innovative projects that aim to improve cancer prevention, detection, and treatment for all Australians.

× For Immediate Release

FinSecure Scales its Franchise Network on ASSIST Commission, Funder Edition

When FinSecure first launched as a boutique mortgage manager for self-employed Australians, Escientia was there from day one — and as FinSecure has grown into a multi-branch franchise network spanning New South Wales, Victoria, Queensland and beyond, ASSIST has grown with it. The two companies today mark that ongoing partnership with FinSecure's continued use of ASSIST Commission, Funder Edition, purpose-built for funders managing commission across a franchise and broker network.

Unlike aggregators distributing trail across thousands of external brokers, funders like FinSecure carry a different commission structure: head office, franchise branches, in-house credit teams and referral partners all need to be paid accurately and on time, against FinSecure's own lending book. ASSIST's Funder Edition was shaped around exactly that structure — handling franchise splits, branch-level reporting, and referrer payments alongside FinSecure's standard commission and RCTI obligations.

Growing Together

FinSecure has expanded rapidly since its early days, now operating branches across Drummoyne, Sydney CBD, Ryde, Parramatta, Camberwell, Brisbane South and beyond, with new franchise territories opening across the ACT, Newcastle, Cairns, WA, SA and NT. As each new branch and franchise comes online, ASSIST scales with it — onboarding new cost centres and commission structures without disrupting what's already running.

“ASSIST has been part of FinSecure's growth since the beginning. As we've added branches and franchise partners across the country, the platform has kept pace with us rather than holding us back.”

— Jarrod Felmingham, National Business Development Manager, FinSecure

“FinSecure has been one of our longest-standing partners, and watching them grow from a boutique lender into a genuine franchise network has been a privilege to support. The Funder Edition is how we make sure mortgage managers, banks and non-bank lenders get a platform built around how they actually distribute commission — and FinSecure is a great example of what that looks like as a business scales.”

— Nick Nicolaou, CEO & Founder, Escientia Pty Ltd

About ASSIST Commission, Funder Edition

ASSIST Commission's Funder Edition is purpose-built for non-bank lenders and mortgage managers distributing commission across franchise branches, in-house teams and referral partners, alongside standard broker commission and RCTI obligations. It sits alongside the editions ASSIST offers for aggregators, forming one platform that serves the full breadth of the Australian mortgage broking industry.

About FinSecure

FinSecure is a boutique mortgage manager specialising in lending solutions for self-employed Australians, including alt-doc, construction, development and SMSF lending. Operating under Australian Credit Licence 526712, FinSecure is expanding its franchise network across New South Wales, Victoria, Queensland and new territories nationwide. For more information, visit finsecure.au.

About Escientia Pty Ltd

Escientia Pty Ltd (ABN 70 118 502 248) is an Australian fintech company and developer of the ASSIST Commission platform — a SaaS commission management and RCTI delivery system purpose-built for the Australian mortgage broking industry. ASSIST serves aggregators, banks, mortgage managers, brokers and referrers, delivering less time and superior results™.

Media Contact: Escientia Pty Ltd · http://www.escientia.com.au

× For Immediate Release

Escientia Earns SOC 2 Type 1 Attestation, Giving Lenders and Aggregators Audited Proof of ASSIST's Security

Security questionnaires can take weeks to clear before a new platform goes live. Escientia has just made that step faster for everyone evaluating ASSIST Commission: the company has achieved SOC 2 Type 1 attestation, independently assessed by Sensiba LLP, giving banks, aggregators and mortgage managers audited, third-party proof of the platform's security controls — not just Escientia's word for it.

Formally attested. Independently verified.

We are pleased to announce that Escientia has received SOC 2 Type 1 attestation for our ASSIST Commission platform. This attestation was independently assessed by Sensiba LLP, a leading CPA and advisory firm, in accordance with the American Institute of Certified Public Accountants' (AICPA) Trust Services Criteria covering Security, Availability, and Confidentiality.

The attestation provides formal, third-party verification that the design of the security controls underpinning the ASSIST Commission platform meets the rigorous standards set by the AICPA — giving clients, partners, and prospective customers audited evidence of Escientia's security posture.

“I'm incredibly proud of the entire Escientia team — this attestation is a direct reflection of their dedication, rigour, and commitment to doing things the right way. SOC 2 Type 1 gives our clients formal, independent evidence of what we have always been committed to: protecting the data they entrust to us with the rigour it deserves. This is not a new direction for us; it is independent confirmation of the security principles our team has built into ASSIST Commission from the ground up.”

— Nick Nicolaou, Founder & CEO, Escientia

For our clients and prospective customers across the finance industry, the attestation simplifies vendor security due diligence. Escientia's SOC 2 Type 1 report can be shared in lieu of lengthy security questionnaires and provides a standardised, internationally recognised basis for assessing the platform's security controls.

Escientia is now progressing toward SOC 2 Type 2 attestation, which evaluates the operational effectiveness of security controls over an extended period — building further on the foundation established by this Type 1 report.

Attestation Details

Attested entity: Escientia Pty Ltd
Platform in scope: ASSIST Commission
Report type: SOC 2 Type 1
Trust Services Criteria: Security · Availability · Confidentiality
Attested by: Sensiba LLP
Date of attestation: 28 April 2026

Clients and prospective partners wishing to request a copy of the SOC 2 report may contact Escientia at info@escientia.com.au.

About SOC 2 Type 1

A SOC 2 Type 1 report is an independent assessment, conducted by a licensed CPA firm, that evaluates whether an organisation's security controls are suitably designed at a specific point in time. Unlike self-reported compliance frameworks, SOC 2 requires an independent, licensed auditor to assess and formally opine on the design of controls against the AICPA's Trust Services Criteria. It is an attestation, not a certification — a distinction that reflects the rigour of the process.

About Escientia

Escientia is an Australian software company providing commission management solutions for the finance industry. Its flagship product, ASSIST Commission, streamlines the calculation, tracking, and reconciliation of broker commissions for aggregators, banks, mortgage managers and brokerages across Australia. For more information, visit escientia.com.au.

About Sensiba LLP

Sensiba LLP is a leading US-based CPA and advisory firm providing assurance, tax, and consulting services. Sensiba conducts SOC examinations in accordance with AICPA standards and serves a broad range of technology and service organisations. For more information, visit sensiba.com.

SOC 2® is a registered trademark of the American Institute of Certified Public Accountants. Attestation logos are used in accordance with Sensiba and AICPA logo use guidelines and may be used for up to 15 months from the date of the report.

× Privacy Policy

Escientia Pty Ltd — Privacy Policy

Escientia Pty Ltd (ABN 70 118 502 248, "Escientia", "we", "us") is committed to protecting the privacy of personal information we collect and handle in the course of providing the ASSIST Commission platform to aggregators, banks, mortgage managers, brokers and referrers across Australia. This policy explains what information we collect, how we use it, and the rights you have over it, in accordance with the Australian Privacy Principles under the Privacy Act 1988 (Cth).

What We Collect

We collect personal and business information necessary to provide ASSIST, including names, contact details, employer/aggregator affiliations, and commission, loan and transaction data submitted by our clients for processing, reconciliation and RCTI delivery. We also collect limited technical information (such as log-in activity and device information) to operate and secure the platform.

How We Use It

We use this information to deliver and support the ASSIST platform, calculate and reconcile commissions, generate RCTIs, communicate with clients and their authorised users, and meet our legal and regulatory obligations. We do not sell personal information to third parties.

Who We Share It With

Information is shared only with the client organisation to which it relates (e.g. the aggregator, bank or mortgage manager engaging Escientia), our service providers who support platform operation (such as hosting and infrastructure providers), and regulators or authorities where required by law.

Data Security

Escientia maintains a SOC 2 Type 1 attestation covering Security, Availability and Confidentiality, independently assessed by Sensiba LLP. We apply technical and organisational safeguards to protect personal information from misuse, loss and unauthorised access.

Your Rights

You may request access to, or correction of, personal information we hold about you. To make a request, or for any privacy-related question, contact us using the details below.

Contact Us

Escientia Pty Ltd
Email: info@escientia.com.au
Web: escientia.com.au

This policy is a working draft and will be reviewed and finalised by Escientia prior to publication. It does not yet constitute final legal advice or a complete statement of Escientia's privacy practices.

× Client Testimonial

Regional Australia Bank on ASSIST Commission™

“The Escientia ASSIST Commission™ Broker Management Platform has significantly improved our processes in managing commission payments at Regional Australia Bank. We have reduced calculation and reconciliation effort, improved data integrity, and enhanced compliance for our internal and regulatory requirements.

The team at Escientia played an important role through the initiation phase of our broker channel. Their assistance in tailoring a solution to our set up requirements via various ideation sessions were second to none. Escientia's ongoing support and communication simply feels like another internal department to Regional Australia Bank, where nothing is ever too hard to brainstorm as a team, always finding a suitable solution.

For us, the ASSIST Commission™ platform has become a key enabler of efficiency and scalability of our broker channel operations, and I would not hesitate in recommending Escientia as a commissions platform provider for others in the market.

I would like to thank Nick and the team for Escientia's assistance to date in contributing to Regional Australia Bank's broker channel success.”

— Earl Emerson, Head of Broker and Regional Expansion, Regional Australia Bank


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